Archive for May, 2010

SchoolHeart® Growth Defies Stalled Economy

Monday, May 31st, 2010

Warren Buffet, one of Americaâ??s most respected businessmen, has had a knack for seizing opportunity when everyone else sees only adversity. In todayâ??s slowed economy, with its paralyzed housing market, growing unemployment ranks, lack of consumer spending, and with companies slashing budgets and people just trying to hang on until the crisis passes; there are those few people that will demonstrate courage and forge success. Finding a company with the right potential is one of the keys.

 

For those with vision, the strategy of finding gold nuggets in gravel could also apply to career choices. If you are looking for something with real potential, then SchoolHeart, Inc., a fundraising company founded in 2005, should bear some genuine consideration. Recession-based issues not withstanding, www.schoolheart.com is riding the crest of its patent-pending program and has the potential to become a shining star in any economy.

 

The old win-win propaganda may have substance when the economy is firing on all cylinders, but a companyâ??s true appeal becomes readily apparent when times are tough. Few companies can pass such an acid test. Despite the economic slow-down and media reports of doom and gloom, SchoolHeart® continues to grow. Since unveiling its recent national expansion; it has found its overall model to be sound. While people are losing their jobs by the hundreds of thousands, applicants for its business opportunity have actually increased and momentum is projected to continue.

 

SchoolHeart® utilizes hands-on brokers and sales representatives, similar to the real estate or insurance industries. The potential is there for anyone with determination and a work ethic to build a huge book of business. A qualified person can move right into an Area Manager (broker) position. The marketplace is vast. With the economy in crisis, the 130 thousand schools and over 3 million registered nonprofit organizations across America need funding more then ever.  

 

SchoolHeart® offers one of the best fundraising products in the country, The hCard® now rivals AAA, and sells for only $25 vs. approximately $60. For the local businesses, the hCard® program is a cost-effective and easy way to advertise, increase visibility and sales, and also to receive lasting recognition for helping support schools and nonprofits in their community. Merchants and businesses provide discounts and incentives for consumers and people purchase the hCard® because of the tremendous value it offers, and to support their favorite school or nonprofit organization.

 

In addition to local savings, the cardholder also receives these great benefits!

 

The hCard® can be purchased online by school and nonprofit supporters from any SchoolHeart® website. Locations are found by zip code, mileage, city or state. The name of the organization supported is printed on The hCard® for easy tracking in real-time.

 

The business receives an online display page in the National hCard® Directory (www.thehcard.com) with customizable features, including a full display page where discounts, special offers, menus, directions, contact information, pictures and much more can be added, as well as a decal at their place of business for recognition in the community. No web experience is needed for the business to easily edit and update the listing. Additional recognition may also be available in emails, newsletters, updates, handouts and letters. Now that is advertising economy at its best!  

 

The SchoolHeart® business model works for everyone! Our brokers and sales representatives profit and build businesses they can be proud of. The delighted cardholder receives valuable benefits well beyond what they give. The merchants and businesses receive increased visibility and sales, and become known as benefactors. And best of all, schools and nonprofit organizations receive critical funding.

 

If you are serious, we are serious. This is your opportunity to capitalize on a first class business. If you have a desire to succeed in a business with great income potential, as well as goodwill and prestige, email your resume, phone number and the best time to call to myakos@schoolheart.com

 

The Automotive Industry And 2008 – What Will The Future Hold?

Sunday, May 30th, 2010

Rising fuel prices, unstable financial markets and taxation changes with the apparent aim of getting us to use our cars less often (or at least pay more to use them) have been just some of the issues that have affected the automotive industry in the past 12 months. This article looks at what 2008 may hold for the automotive industry and road users in general.
The US economy and the resulting weakness of the dollar looks like it may well contribute to the price of crude oil continuing to rise as investors have been holding the commodity instead of dollars. This means that as the cost of a barrel of crude oil comes close to the $100 figure then so fuel prices have also continued to rise.
So do higher fuel costs mean we are likely to buy or use cars, vans and Lorries less in 2008? Well seemingly not based on a latest poll of motorists. Despite fuel prices increasing at alarming rates a whopping 79 percent of motorists questioned said they had not changed their petrol and fuel buying habits and had no plans to do so. In fact the motorists questioned said petrol prices would have to increase at even more alarming rates to stop them from filling up.
Environmental issues would it seem not be as important as governments throughout the world as over 1 in 3 motorists confirmed they had no plans to replace their vehicles for more environmentally friendly cars before 2010.
And so if motorists are seemingly unaffected by rising fuel costs and are prepared to continue driving despite increased road tax and the impact on the environment surely positive times are ahead for the industry in 2008?
Well before car manufacturers and dealers start doing cartwheels, caution would certainly be advised as whilst General Motors can seen promising performance in emerging markets they have seen big losses in both American and European markets.
And with the world economy in such an uncertain state as 2007 draws to a close 2008 could well see new car sales fall with used car sales increasing. Car sales and indeed sales of all types are also likely to increase via the internet in 2008 so car dealers (new and used) without an internet presence should really be looking at establishing themselves in this emerging marketplace.
And what of the actual motorist, what does 2008 have in store for us? Well how about further increases in vehicle tax, more toll roads, increased congestion charges and still a seeming lack of a viable alternative to road use through reliable, clean and safe public transport.
The good news for some motorists on one front is that whilst the government is seemingly do all they can to penalise the motorist, insurance premiums including car insurance, van insurance and motor trade insurance are pretty stable. In fact with such competition in the insurance industry the cost of insurance like combined motor trade insurance could even fall and savings could be made.
And motor traders who are looking to make savings on their motor trade insurance premiums in 2008 using a specialist insurance broker could well be the route to take to make sure they get the protection they need at a price that is right.

Auto Repair Fraud and How to Avoid it

Saturday, May 29th, 2010

Last summer, the charges brought against Sears highlighted many of the problems that consumers confront in taking their cars in for automotive repairs. Serious questions were raised regarding the pervasiveness of automobile repair fraud in America.

The problems of automobile repair fraud are national in scope. The Sears case alone resulted in actions by 43 different States.

Following the hearing of last year, the National Associations of Attorneys General established an automotive repair task force to examine the issue from the State perspective and to coordinate enforcement efforts. As part of the settlement with Sears, the National Association of Attorneys General received $200,000 to create an automotive repair industry reform fund.

Given the sophisticated equipment in most automobiles today, it is no wonder that consumers find themselves at the mercy of auto repair shops, and are often left wondering whether the $500 they just spent for repairs was necessary, or was it just money that was wasted?

Even if a given repair was necessary, questions often linger over whether the repair was properly performed, and whether, indeed, the repair will last for a period of time.

Because of this situation, undercover sting operations are one of the most effective methods for discovering abusive practices and are extremely useful for their deterrent effect.

While it is clear that the routine trip to the auto repair shop is every consumer’s nightmare, it is less clear how to remedy the situation.

So straight away, right off the top, make sure you understand everything you are being told. Get an estimate, and get it in writing. Before you authorize anything beyond that estimate, make sure the mechanic gets your direct approval.

Before you have the work done, check around. At the very least, call around. Find out what other mechanics think of that estimate. Is it a rip-off, or isn’t it? Other mechanics might have an opinion that is a little bit better than your own.

Also, before you go ahead and have that work done, talk to the mechanic. Tell him you want your old parts back. It may not guarantee that you will not be ripped off, but it will put the mechanic on the defensive. It will tell him that you are no idiot.

At one shop we went to, the repair man simply said he could not provide us with our old parts. That is a tip-off right away that something unusual is going on.

Also, a couple of the shops we went to, we got an estimate before the mechanic even looked under the hood. That should be another tip-off that something sneaky may be going.

Also, another important question to ask is, how much are they going to charge for those new parts? Some shops will charge you only list price. However, at a number of other shops we got stung for as much as two-and-a-half times list price.

Obviously, it is better to be armed with knowledge and a checklist of how to approach a car repair, rather than being an obvious victim.